The National Savings Certificate (NSC) is a government-backed fixed-income investment scheme available at post offices, designed for small to mid-income investors seeking secure returns and tax benefits. It offers a fixed interest rate, currently 7.7% p.a. compounded annually, for a lock-in period of 5 years.

Our NSC Calculator helps you easily determine the maturity amount and the total interest earned on your investment. Here's how to use it:

1. Principal Amount: Enter the amount you wish to invest. The minimum investment is ₹1,000, and you can invest in multiples of ₹100 thereafter. There is no maximum investment limit for NSC.

Once you enter the principal amount, the calculator will automatically display the projected maturity value and total interest earned based on the current 7.7% annual interest rate and the 5-year tenure.

Understanding Your NSC Calculator Results

• Principal Amount: The initial sum you invested.
• Investment Tenure: Fixed at 5 years for NSC.
• Interest Rate: Currently 7.7% per annum, compounded annually. This rate is fixed for the entire tenure once you invest.
• Total Interest Earned: The cumulative interest earned over the 5-year period.
• Maturity Value: The total amount (Principal + Total Interest) you will receive at the end of the 5-year NSC tenure.