Post Office Monthly Income Scheme (MIS) Calculator
₹1,500₹15,00,000
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1.00 %15.00 %
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Post Office MIS Result
Principal Amount₹9,00,000
Monthly Interest Payout₹0
Total Interest Earned (Over 5 Years)₹0
Total Amount (Principal + Interest)₹9,00,000
Total Amount₹9,00,000
Principal Amount
Total Interest Earned
Post Office Monthly Income Scheme (POMIS) Calculator
The Post Office Monthly Income Scheme (POMIS) is a government-backed savings scheme that provides investors with a fixed monthly income. It's an ideal choice for individuals seeking a regular income stream with capital protection. With a 5-year tenure and a current interest rate of 7.40% per annum (as of May 2025, subject to periodic government revisions), POMIS offers a secure way to generate monthly earnings from a lump sum investment.
Our POMIS Calculator helps you determine your potential monthly income and total returns. Here's how to use it:
- Principal Amount: Enter the lump sum amount you wish to invest (Min: ₹1,500, Max Single: ₹9,00,000, Max Joint: ₹15,00,000. Investments in multiples of ₹100).
- Interest Rate (% p.a.): The current interest rate is pre-filled (e.g., 7.40%). You can adjust this if you are calculating for a different rate scenario.
The calculator will then show your monthly interest payout, total interest earned over 5 years, and the principal amount returned at maturity.