Equity Linked Savings Scheme (ELSS) funds are a unique investment option in India, offering both tax savings under Section 80C of the Income Tax Act and the potential for long-term wealth creation through equity investments. Our ELSS Lump Sum Calculator is designed to help you estimate the potential future value of a one-time ELSS investment.

Here's how to use it effectively:

1. Total Investment (Lump Sum Amount): Enter the total amount you wish to invest in an ELSS fund at once. This is your principal amount. For example, if you have ₹1,00,000 to invest, input '100000'.
2. Expected Return Rate (% p.a.): Input the annual rate of return you anticipate from your ELSS investment. This is an estimated percentage, as actual market returns can vary. For example, if you expect 12% annual returns, enter '12'.
3. Time Period (Years): Specify your investment horizon in years. Remember, ELSS funds have a mandatory lock-in period of 3 years, meaning you cannot withdraw your investment before this period. Our calculator requires a minimum of 3 years.

Understanding Your ELSS Calculator Results

Once you provide these inputs, the calculator will project:

• Invested Amount: This confirms the initial lump sum amount you plan to invest.
• Estimated Returns: This is the potential profit your investment might earn over the chosen time period, based on your expected rate of return.
• Total Value: This shows the projected overall worth of your ELSS investment at the end of the tenure (Invested Amount + Estimated Returns).

Using this calculator can help you experiment with different scenarios and make informed decisions for your ELSS investment strategy, aligning it with your financial goals.